NON-QM LOAN

Owner Occupied Solution

This program is designed for customers who are unable to qualify for conventional mortgage products.

  • LTV up to 90%
  • FICO from 500
  • DTI up to 55%
  • Rates start at 4s
  • Agency fall-out Solutions
  • No Tax Returns needed
  • Full Doc
  • Personal Bank Statements or Business P&L
  • 0 days since credit event
  • 5/1, 7/1 AMR and 30 years fixed
Investment Property

This program can be the best solution for various investment scenarios.

  • LTV up to 80%
  • FICO from 500
  • DTI up to 55%
  • Rates start at 4s
  • Agency fall-out Solutions
  • No Tax Returns needed
  • Full Doc
  • Personal Bank Statements or Business P&L
  • 0 days since credit event
  • 5/1, 7/1 AMR and 30 years fixed
Stated Income Investment

This program is oriented on investors cases where time and precision are profit.

  • FICO from 620
  • LTV 75%
  • Rates start at 5s
  • No reserves, no income, no seasoning options
  • No prepayment penalty allowed
  • 5/1, 7/1 AMR and 30 years fixed